HOW CREDAS HELPS STREAMLINE YOUR ID CHECKS
Credas helps clients perform ID checks in real-time using cutting-edge facial recognition – reducing complex, time-consuming, resource intensive and often, expensive processes.
By working with a wide range of leading commercial data suppliers, Credas offers comprehensive checks on individuals, companies and can verify over 4,000 types of identity documents.
Credas enables firms to manage the complexity of onboarding and monitoring customers and employees while ensuring our clients meet their compliance obligations.
ID checks can be completed through the industry leading Credas mobile app or via a standard internet browser.
How do your ID checks work?
Our ID checks were built to meet the Government’s Good Practice Guide 45 which clearly states best practices for establishing someone’s identity is both real and belongs to them. There are five steps the government guidance recommends you should take when verifying a customer’s identity. The guidance, makes it’s clear that confirming the identity exists alone isn’t sufficient. You need to tie the person to the claimed identity.
The 5 steps in GPG 45 are:
Get evidence of the claimed identity
Our market-leading app makes it easy to capture ID documents anytime, anywhere
Check the evidence is genuine or valid
Through machine learning & AI we can verify 1000s of ID documents, spotting errors that the organic eye cannot
Check the claimed identity has existed over time
We check multiple data sources including the electoral roll to verify the claimed identity exists
Check if the claimed identity is at high risk of identity fraud
In the background our software searches national database for suspicious activity
Check that the identity belongs to the person whose claiming it
Our biometric facial recognition and liveness detection matches the individual to submitted
Our software helps with each step, from biometric facial recognition that ties the individual to the submitted ID through to data checks that confirm the ID is genuine and has existed over time. Each of these steps help to build a clearer picture of the individual increasing the confidence they are who they say they are.
Verified ID checks in four simple steps
Our ID checking is as simple as send, snap, scan and submit. That’s it. We remove outdated processes such as uploading utility bills or bank statement as proof of address, replacing them with data enrichment from authoritative sources such as the electoral roll or credit bureaus.