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Conducting robust due diligence on applicants is a vital step in the customer journey for all mortgage providers. But this can be a slow and inconvenient process for the provider and applicant alike. Credas removes the pain with our simple, slick and remote checks that can be run from our online portal or easily integrated in to your existing systems.
Credas is probably the most widely used provider of AML and electronic ID Verification checks in the UK home buying and selling sector. Our solution is used by mortgage providers to aid the efficient processing of mortgage applications and can be integrated in to existing systems such as CRMs.
Cutting edge biometric facial recognition technology delivering results in real-time.
Verify over 4,000 different types of ID documents using NFC or OCR technology.
With our Open Banking powered module you can easily gather bank statements in just a few clicks.
Instantly check international PEPs and Sanctions databases and setup ongoing monitoring.
Make our platform, your platform. Put your brand front and centre with our white-labelling solution.
Send contracts to be signed remotely knowing you've verified your clients identity
Create your own forms using our drag and drop builder to collect key customer data
Easily configure custom workflows to your compliance processed and procedures
Mortgage providers and Banks play a vital role in preventing economic crime and preventing illicit funds from entering the financial system. Lending to high-risk individuals can pose both financial and reputational risks for mortgage lenders. Lenders need to have robust due diligence processes in place to identify high-risk customers and suspicious activity.
On top of meeting their AML requirements, mortgage providers are also facing an increase in fraudulent applications and identity fraud. Robust due diligence should no longer be seen as an expense but as a means of reducing customer fraud by providing mortgage providers with a significant return on investment.
Our ID verification software, which has been certified against the government’s Digital Identity Trust Framework, reduces the likelihood of stolen/synthetic IDs being used to commit mortgage fraud. We can also verify whether a bank account belongs to the claimed identity to prevent funds from being misappropriated.
We offer an open API which allows our technology to be easily integrated into existing online solutions, in-house developed platforms or off-the-shelf sourcing software.
Our starter package, monthly billing with one flat fee per search
Monthly billing & volume discounts, suitable for regular users
API Integration
Integrate Credas with your own systems
API Integration
Customisable solution for power users
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